ACI Worldwide, a pioneer in global payments technology, has unveiled ACI Connetic, a cloud-native platform designed to unify various payment types and enhance fraud prevention capabilities. This launch aims to simplify and accelerate the modernization of payment infrastructures for banks and financial institutions worldwide.
ACI Connetic integrates account-to-account (A2A) transactions, card payments, and AI-driven fraud detection into a single, scalable system. It supports major payment networks, including SWIFT for cross-border transactions, RTGS systems like Target2, and instant payment schemes such as SEPA Instant RT1 and TIPS. The platform’s modular design and open APIs facilitate seamless integration with existing systems, enabling financial institutions to deploy new services rapidly and cost-effectively.
“ACI Connetic is not just a new product, it is a new standard for how banks must operate in the digital economy and approach payments transformation,” said Thomas Warsop, President and CEO of ACI Worldwide. “Against the backdrop of increasing payments complexity, the rise of new technologies and a shifting regulatory environment, ACI Connetic empowers financial institutions to unlock new revenue opportunities and navigate compliance in order to drive growth and financial inclusion.”
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The platform is already gaining traction among financial institutions in Europe and the United States. ACI is collaborating with leading clearing and settlement systems, including the Bank of England, Pay.UK, the European Central Bank, EBA Clearing, STET, SWIFT, the Federal Reserve, and The Clearing House, to integrate their payment capabilities into ACI Connetic.
Scotty Perkins, Head of Product for Banking and Intermediaries at ACI Worldwide, emphasized the platform’s adaptability:
“We built ACI Connetic to give banks a future-proof foundation to meet the ever-increasing demand for faster, smarter and secure payments. Built for scalability, intelligence and resilience, ACI Connetic empowers banks to reduce complexity, accelerate product innovation and deliver new solutions to their customers in an unprecedented way and at unprecedented speed.”
ACI Connetic will be showcased at EBAday 2025, Europe’s premier summit for payments and transaction banking executives.