Mitek Systems, one of the world’s leading providers of AI-driven digital identity verification solutions, has stated that the Mitek Verified Identity Platform® (MiVIP) is now available on the FICO® Marketplace. As the leading marketplace for composing enterprise decisions, the FICO Marketplace provides organizations with access to the highest assurance levels of identity signals to fight against the growing threat of AI-powered frauds.
Connecting Identity and Decisioning Together
With the increasing use of deepfakes, biometric spoofing, and synthetic identities to carry out fraudulent activities, there comes the need for organizations to make fast risk assessment decisions and provide customers with an uninterrupted user experience. With MiVIP available on the FICO Marketplace, organizations can leverage modern AI-powered models and identity data services into their decision-making process.
This “composable” approach ensures that organizations can leverage Mitek’s industry-leading technology while retaining the flexibility to differentiate their brand through unique intellectual property and tailored customer journeys.
“Bringing the Mitek platform into the FICO Marketplace enables enterprises to deploy high-assurance identity verification faster and integrate trusted identity signals directly into business critical decisioning,” said Garrett Gafke, chief operating officer at Mitek Systems. “As fraud threats evolve, organizations need real-time fraud and identity intelligence built into their risk workflows, not bolted on after the fact.”
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Unified Intelligence Across the Customer Lifecycle
By accessing Mitek through the FICO® Platform, joint clients can operationalize advanced verification at every critical touchpoint, including:
Digital Onboarding: Verifying new users with high confidence to prevent account opening fraud.
Account Recovery: Securing sensitive re-entry processes against social engineering and unauthorized access.
Continuous Authentication: Strengthening ongoing risk monitoring with real-time identity signals.
The partnership effectively dissolves the traditional silos that often separate identity verification from broader fraud decisioning, reducing operational costs and improving detection accuracy.
“Identity verification and fraud decisioning too often operate independently, and enterprises absorb the cost,” said Jason Andrew, chief revenue officer at FICO. “This partnership connects Mitek’s identity intelligence directly into FICO’s decisioning layer through FICO Marketplace, giving enterprises the ability to translate identity assurance into faster, more confident decisions that drive better outcomes across the customer lifecycle.”
Accelerating Value through FICO Marketplace
FICO Marketplace serves as a curated catalog of pre-vetted offerings, allowing FICO Platform users to rapidly scale their AI and analytical capabilities. By integrating Mitek’s trusted identity intelligence, enterprises can now translate complex data into actionable decisions that protect both their bottom line and their customers’ digital trust.